| Scheme Name | Current Scheme Positioning | Monthly AAUM (₹ Crs)  | Current Portfolio Quality** | Ideal Investment Horizon | Key Differentiator | YTM % | Average Maturity (years) | Modified Duration (years) | Exit Load |  |
|---|---|---|---|---|---|---|---|---|---|---|
| Kotak Liquid Fund | Liquid | 31,250.86 | SOV : 20.79 AAA : 98.98 Cash/CBLO : -19.76 | 7 days 1 to Month | Maturity < 91 days | 7.19 | 0.01 (Days) | 0.17 | Day 1 -0.0070% Day 2 -0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 - 0.0000% Onwards | |
| Kotak Money Market Fund | Money Market | 25,007.90 | SOV : 16.34 AAA : 94.38 Cash/CBLO : -10.72 | 3 Months - 6 Months | Maturity < 1 year | 7.17 | 0.86 | 0.58 | Nil | |
| Kotak Savings Fund | Ultra Short Duration | 11,872.80 | SOV : 15.60 AAA : 79.19 AA+ : 7.59 AA : 1.69 AA- : 0.84 Cash/CBLO : -4.91 | 3 Months - 6 Months | Macaulay Duration 3-6 months | 7.32 | 0.54 | 0.47 | Nil | |
| Kotak Low Duration Fund | Low Duration | 11,266.23 | SOV : 11.96 AAA : 73.50 AA+ : 8.11 AA : 5.45 AA- : 0.89 Cash/CBLO : 0.10 | 6 months – 1 year | Macaulay Duration 6-12 months | 7.57 | 1.71 | 1.04 | Nil | |
| Kotak Floating Rate Fund | Floating Rate | 3,218.09 | SOV : 31.76 AAA : 49.58 AA+ : 14.52 AA : 0.78 Cash/CBLO : 3.36 | 1 – 2 years | Average Maturity – Within 3-4 years | 7.64 | 4.55 | 1.73 | Nil | |
| Kotak Corporate Bond Fund | Corporate Bond | 14,638.79 | SOV : 23.74 AAA : 72.42 AA+ : 0.33 Cash/CBLO : 3.50 | 9 months – 1 year | 80-100% corporate bond exposure in AA+ & above assets | 7.31 | 4.44 | 2.43 | Nil | |
| Kotak Banking & PSU Debt Fund | Banking and PSU | 6,011.31 | SOV : 21.59 AAA : 72.90 AA : 2.43 Cash/CBLO : 3.08 | 2 - 3 Years | Predominantly High quality Banking & PSU assets | 7.28 | 5.35 | 3.79 | Nil | |
| Kotak Bond Short Term | Short Duration | 16,681.43 | SOV : 34.97 AAA : 63.15 Cash/CBLO : 1.88 | 1 - 3 Years | Macaulay Duration 1-3 years | 7.28 | 4.39 | 3.07 | Nil | |
| Kotak Credit Risk Fund | Credit Risk | 709.36 | SOV : 11.88 AAA : 9.80 AA+ : 7.12 AA : 40.50 AA- : 5.65 A+/A-/A/Below : 13.35 Cash/CBLO : 11.71 | 3 Years and above | Minimum 65% in below AA+ instruments | 8.57 | 2.98 | 2.43 | Nil | |
| Kotak Medium Term Fund | Medium Term (Accrual Strategy) | 1,765.97 | SOV : 27.22 AAA : 25.34 AA+ : 10.60 AA : 17.73 AA- : 5.48 A+/A-/A/Below : 10.00 Cash/CBLO : 3.28 | 2 Years and above | Macaulay Duration 3-4 years (1-4 years when defensive) | 8.18 | 5.24 | 3.72 | Nil | |
| Kotak Dynamic Bond Fund | Dynamic | 2,825.57 | SOV : 72.89 AAA : 8.93 AA+ : 8.98 Cash/CBLO : 9.20 | 2-3 years | Dynamic strategy- investment across duration | 7.10 | 19.35 | 9.52 | Nil | |
| Kotak Bond Fund | Medium to Long Duration | 2,031.27 | SOV : 74.14 AAA : 22.71 Cash/CBLO : 3.15 | 2-3 years | Macaulay Duration 4-7 years (1-7 years when defensive) | 6.91 | 12.86 | 6.90 | Nil | |
| Kotak Gilt Fund | Gilt | 3,934.15 | SOV : 98.06 Cash/CBLO : 1.94 | 2-3 years | Gilt Fund with Dynamic strategy, no cap on duration | 7.01 | 28.66 | 12.07 | Nil | |
| Kotak Overnight Fund | Overnight | 3,498.64 | SOV : 8.84 Cash/CBLO : 91.16 | 1 day | One Day Maturity | 7.19 | 0.01 (Days) | 0.01 | Nil |
| Scheme Name | Average Maturity (Years) |  |
|---|---|---|
| Kotak Liquid Fund | 0.01 (Days) | |
| Kotak Money Market Fund | 0.86 | |
| Kotak Savings Fund | 0.54 | |
| Kotak Low Duration Fund | 1.71 | |
| Kotak Floating Rate Fund | 4.55 | |
| Kotak Corporate Bond Fund | 4.44 | |
| Kotak Banking & PSU Debt Fund | 5.35 | |
| Kotak Bond Short Term | 4.39 | |
| Kotak Credit Risk Fund | 2.98 | |
| Kotak Medium Term Fund | 5.24 | |
| Kotak Dynamic Bond Fund | 19.35 | |
| Kotak Bond Fund | 12.86 | |
| Kotak Gilt Fund | 28.66 | |
| Kotak Overnight Fund | 0.01 (Days) |
Note: **AAA also includes A1+,A1+(SO), AAA(SO), IND AAA , Net current Assets, CBLO, Term Deposit and Rev repo. For Kotak Gilt Fund: Cash and Cash Equivalent is included under Gilt. For Liquid schemes ( Kotak Liquid Scheme and Kotak Money Market ) and Liquid plus schemes (Kotak Savings and Kotak Low Duration) T-bill is included in AAA. * The revised exit load shall be effective for all fresh investments (i.e. units allotted on purchases or switch-ins (including through systematic investments under existing enrolments/registrations) on or after October 20, 2019. ^ Total Expense Ratio is of Regular Plan ** Revised load structure is effective from May 13, 2020